Merchant Cash Advance
Repay from daily card sales with no fixed monthly bill.
Learn moreFunding for Salons & Spas.
A beautiful space and the right equipment bring clients back. We fund the renovations and gear with terms that fit your cash flow.
The Reality
Salons & Spas Funding Challenges.
Salons and spas live on appointments and ambiance, both of which take capital to maintain and grow.
Build-Out & Renovation
A fresh, modern space is what keeps clients coming back.
Equipment Costs
Chairs, stations, and spa equipment add up quickly.
Adding Capacity
More stations means more revenue — but real upfront cost.
Seasonal & Daily Swings
Card-based revenue ebbs and flows with the calendar.
Built for the Trade
Funding Solutions for Salons & Spas.
Flexible capital for the space and the chairs.
Equipment Financing
Finance chairs, stations, and spa equipment.
Learn moreShort-Term Loans
Fund a renovation or expansion quickly.
Learn more$70K
Avg. funding
Sameday
Funding available
1,400+
Salons funded
4.9/5
Client rating
Where the Money Goes
What Salons & Spas Operators Fund.
Salon and spa capital flows into the experience clients see and feel.
Common Use Cases
- Space renovations
- Chairs & styling stations
- Spa & treatment equipment
- Adding service capacity
- Retail product inventory
From the Field
What They Say.
We renovated and added three stations with funding from Ironclad. Booking filled the new chairs almost immediately, and the cash-advance repayment never strained our slow weeks.
★★★★★
Bianca L.Owner, Full-Service Salon
Eligibility
Do You Qualify?
If you run a salon or spa business and meet our simple baseline, you're likely a fit. Checking your options is a soft pull and never affects your credit score.
See If You QualifyThe Baseline to Qualify
- 6+ months in business
- $15,000+ in monthly revenue
- 500+ personal credit score
Refresh and Grow.
Fund the space and chairs that fill your books.