Merchant Cash Advance
Repay as a percentage of daily card sales, so slow days cost less.
Learn moreFunding for Restaurants.
Thin margins, slow months, and constant equipment needs. We fund restaurants with capital that flexes around your daily card sales.
The Reality
Restaurants Funding Challenges.
Restaurants run on thin margins with daily card sales and unpredictable slow seasons.
Thin Margins
Food and labor costs leave little cushion for a surprise repair or slow week.
Seasonal Swings
Slow months between peaks can put real pressure on rent and payroll.
Equipment Breakdowns
A failed walk-in or oven is an emergency you have to fund immediately.
Build-Out & Renovation
Refreshing the space or adding seating takes upfront capital.
Built for the Trade
Funding Solutions for Restaurants.
Daily card volume makes flexible, sales-based funding a natural fit.
Short-Term Loans
Fund an emergency repair or renovation fast.
Learn moreLine of Credit
Keep a reserve ready for slow months and surprise costs.
Learn more$85K
Avg. funding
Sameday
Funding available
3,800+
Restaurants funded
4.9/5
Client rating
Where the Money Goes
What Restaurants Operators Fund.
Restaurant capital goes toward keeping the doors open and the dining room full.
Common Use Cases
- Kitchen equipment replacement
- Dining-room renovations
- Bridging slow seasons
- Hiring & training staff
- Marketing a new location
From the Field
What They Say.
Our walk-in cooler died on a Friday night. Ironclad funded a replacement by Monday with a cash advance that repays from our card sales — we never even closed.
★★★★★
Sofia M.Owner, Neighborhood Bistro
Eligibility
Do You Qualify?
If you run a restaurant business and meet our simple baseline, you're likely a fit. Checking your options is a soft pull and never affects your credit score.
See If You QualifyThe Baseline to Qualify
- 6+ months in business
- $15,000+ in monthly revenue
- 500+ personal credit score
Keep the Tables Full.
Flexible funding that moves with your sales.