SBA Loans
Finance a new unit or acquisition at the lowest long-term rates.
Learn moreFunding for Franchises.
Opening and scaling a franchise takes real capital up front. We fund the fees, build-outs, and multi-unit growth so you can expand.
The Reality
Franchises Funding Challenges.
Franchisees face franchisor fees, standardized build-outs, and the capital crunch of opening multiple units.
Franchise Fees
Initial and ongoing fees are due before a unit generates revenue.
Standardized Build-Outs
Brand-spec construction and equipment carry fixed, significant costs.
Multi-Unit Growth
Each new location needs capital before it starts earning.
Ramp-Up Period
New units take months to reach steady profitability.
Built for the Trade
Funding Solutions for Franchises.
Scalable capital for every stage of franchise growth.
Equipment Financing
Outfit a location with brand-spec equipment.
Learn moreLong-Term Loans
Fund multi-unit expansion over multiple years.
Learn more$400K
Avg. funding
48hr
Typical funding speed
950+
Franchisees funded
$5M
Max loan
Where the Money Goes
What Franchises Operators Fund.
Franchise capital funds the fees, the build, and the next location.
Common Use Cases
- Franchise & territory fees
- Location build-outs
- Brand-spec equipment
- Multi-unit expansion
- Working capital during ramp-up
From the Field
What They Say.
Ironclad helped us open our third and fourth units in the same year — SBA financing for the build and equipment financing for the kitchens. They get how franchise growth actually works.
★★★★★
Victor A.Multi-Unit Franchisee
Eligibility
Do You Qualify?
If you run a franchise business and meet our simple baseline, you're likely a fit. Checking your options is a soft pull and never affects your credit score.
See If You QualifyThe Baseline to Qualify
- 6+ months in business
- $15,000+ in monthly revenue
- 500+ personal credit score
Scale Your Footprint.
Fund the next unit and keep growing.